If I can't match or beat another quote, I will give YOU $100 off your closing costs!

Your mortgage partner, turning dreams into reality

Services & Info

Home Purchases & Refinances

Buying a new home or refinancing your current one shouldn't be scary and stressful, it should be exciting and easy! You can count on me to:

  • Thoroughly explain every step of your mortgage process and what to expect at each milestone. I take care of every detail so that you can focus on your normal, busy life. 
  • Answer your calls, texts and emails quickly and always be available to address your questions and concerns no matter what time of day or night. Even reaching me in the evenings or on weekends is never a problem!
  • Keep you updated every single step of the way. You will never wonder what is going on with your loan, my communication is absolutely second to none!
  • Proven record of closing loans on time, and in most cases early! I am your personal loan advocate for mortgages in Erie, Waterford, Fairview, Girard, Albion, North East, and all over PA!

Loan Products & Programs

I offer a wide variety of loan products for every need:

  • VA Loans with as little as 0% down
  • FHA Loans with as little as 3.5% down
  • USDA Loans with as little as 0% down
  • Conventional Loans starting as low as 3% down
  • No credit score loans
  • New Construction Loans
  • Condo Loans starting at 3.5% down (0% down for eligible Veterans)
  • Manufactured home financing
  • Physician Loans
  • Jumbo Loans
  • 1st and 2nd Loan options with no mortgage insurance and as little as 5% down
  • Fast credit repair services
  • 203k and HomeStyle Reno Loans
  • Financing for credit scores as low as 580 available
  • GUARANTEE that I will beat or match any other rate AND have less fees than larger companies
  • Specialized loan products for non conforming income situations available- ask me for more info!


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Contact Me

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NMLS ID: 1622143, Company NMLS ID: 135952

Alie Bard, Loan Officer


Available 24/7/365 to serve you


3250 West Lake Rd Suite 2

Erie PA 16505